Home Equity Fixed Rate Loans

We offer a variety of fixed rate loan options which allow you to borrow against the equity of your home to pay for big expenses (such as home improvements, vacations, college tuition, etc.) or to pay off credit card balances. If you know how much you need to borrow, what you plan to use the money for and want steady payments, a fixed rate loan may be a good option for you.

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Benefits:

  • Fixed interest rate for the life of the loan
  • Predictable monthly payments
  • A definite pay-off date and no prepayment penalty
  • Interest may be tax deductible; consult your tax advisor
  • No application fee on primary residence
  • Numerous term options

Fixed rate investment property loans also available; call us at 201-652-8776 for rates.

Click Here to Download a Loan Application

NOTE: If you do not have legal size paper, change your printer settings to “print to paper” or “print to printable area”.

Once complete, please return it to the Mortgage Department in our Glen Rock office at 175 Rock Road.

Feel free to use our loan calculator to estimate your payments or contact us at any one of our branch locations for personal assistance.

Click Here for Rates

Home Equity Line of Credit (HELOC) Loans

We also offer variable rate Home Equity Line of Credit (HELOC) loans with a revolving line of credit that provides instant purchasing power and flexibility. This may be a good option if you are looking to make home improvements, take a big family vacation, consolidate debt, pay college tuition or finance a large purchase/expense.

Benefits:

  • Ongoing accessibility – access available funds now and in the future
  • Interest may be tax deductible; consult your tax advisor
  • Convenient credit line checkbook
  • No application fee on primary residence
  • Various term options available
  • HELOC investment property loans also available; call us at 201-652-8776 for rates
Click Here to Download a Loan Application

Once completed, please return to our Mortgage Department in our Glen Rock office at “175 Rock Road. (This application requires legal size paper in your printer.)

Click here to view our What you Should Know About HELOC Booklet or contact us at any one of our branch locations for more information.

Click Here for Rates