Effective: 12/3/2021

Kasasa Cash® Checking

FREE Kasasa Cash® checking pays:

  • 2.00% APY* on balance up to $15,000
  • 0.02% APY* even if you don’t qualify
  • Plus, refunds on ATM fees, nationwide**

It’s easy to earn rewards. Just do the following activities and transactions in your Kasasa Cash® checking account each Monthly Qualification Cycle:

  • Have at least 12 qualifying debit card purchases post and settle***
  • Have at least 1 automatic payment ACH or bill pay
  • Be enrolled in and receive electronic statements
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Don’t worry if you come up short.

Your account is always free. You even earn our base interest rate. Plus, you can still earn a higher rate and refunds on ATM fees the very next cycle.

* APY= Annual Percentage Yield. Kasasa Cash® is a variable rate checking account and rates may change after account is opened at any time. When your Kasasa Cash account qualifications are met (see above) during a Monthly Qualification Cycle, (1) balances up to $15,000 receive APY of 2.00% and balances over $15,000 earn 0.25% interest rate, resulting in a range from 2.00% to 0.48% APY depending on the account’s balance. When Kasasa® qualifications are not met, all balances in the account earn 0.02% APY and ATM fees will not be reimbursed. $50 minimum deposit to open the account. Fees may reduce earnings.

** ATM fee reimbursements: You will receive reimbursements up to $25 monthly ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you met your Kasasa Cash® qualifications (see above).

*** Small debit card transactions conducted on the same day at a single merchant and/or multiple transactions made during a condensed time period particularly near the end of a Monthly Qualification Cycle may not qualify. Transactions and activities may take one (1) or more Business Day(s) from the date the transaction or activity occurred to post and settle to the account. The following activities do not qualify: ATM-processed transactions and transfers between accounts. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction.

Kasasa Cash Back® Checking

Kasasa Cash Back® is a non-interest-bearing account that pays:

  • 2.00% cash back on debit card purchases*
  • Plus, refunds on ATM fees, nationwide**

It’s ideal for people who use their debit card and ATM card often. Just do the following activities and transactions in your Kasasa Cash Back® account each Monthly Qualification Cycle:

  • Have at least 12 qualifying debit card purchases post and settle***
  • Have at least 1 automatic payment ACH, or bill pay
  • Be enrolled in and receive electronic statements
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Again, don’t worry if you come up short.

Your account is always free. There’s no penalty. Plus, you can still earn your cash back and refunds on ATM fees the very next cycle.

* Reward Information: When your Kasasa Cash Back® account qualifications are met (see above) during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s): (1) Kasasa Cash Back®: 2.00% cash back on qualifying debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle.

** ATM fee reimbursements: You will receive reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you met your Kasasa Cash Back® requirements (see above). When Kasasa Cash Back® qualifications are not met, no cash back payments are made, ATM fees are not refunded. Rewards are variable and may change after account is opened. $50 minimum deposit is required to open the account.

*** Small debit card transactions conducted on the same day at a single merchant and/or multiple transactions made during a condensed time period particularly near the end of a Monthly Qualification Cycle may not qualify) Transactions and activities may take one (1) or more Business Day(s) from the date the transaction or activity occurred to post and settle to the account. The following activities do qualify: ATM-processed transactions and transfers between accounts. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction.

Kasasa Saver

Once you open a Kasasa Cash® or Kasasa Cash Back® Account, you can also open a Kasasa Saver® Account with as little as five dollars. Ask your branch representative for further details.

Kasasa, Kasasa Cash, and Kasasa Saver are trademarks of Kasasa LTD, registered in the U.S.A.

Free Checking

  • NO minimum balance required
  • NO monthly service fee
  • Free ATM card
  • Free introductory check order
  • Statement and check images provided monthly
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Money Market Checking

  • Only $1,000 minimum balance is required to open an account.
  • Interest is paid from day of deposit to day of withdrawal and is credited monthly.
  • Minimum check amount is $250.00.

Amendment to transaction limitations: effective May 1, 2020, the Board of Governors of the Federal Reserve System have amended its Regulation D to allow depository institutions to immediately suspend enforcement of the six-per-month transfer limitation from savings deposits. Therefore, until further notice, your Money Market account will not be subject to these transaction limitations per month or statement cycle.

NJ Consumer Checking

Minimum to open $1.00. Eight (8) checks may be written per statement cycle at no charge. Monthly maintenance fee of $3.00 per statement cycle. A fee of $.50 per check will be charged in excess of eight checks.